Glendale Slip, Trip & Fall Lawyers

The Complexity of Premises Liability Claims

These claims can be complex due to several factors. Establishing who is responsible can be challenging, especially in cases involving multiple parties, such as property owners, tenants, or maintenance companies. 

You also must prove the at-fault party knew or should have known about the hazard and failed to address it, which often requires detailed evidence and witness testimony. In some cases, your actions may be scrutinized to determine if you contributed to the accident, potentially reducing the compensation. 

Insurance Company Tactics

Additionally, insurance companies often work to minimize payouts, adding further complications to the claims process. These companies employ multiple strategies to reduce the amounts they pay in claims, prioritizing their profit margins over fair compensation.

One common tactic is to question the legitimacy of the claim itself. Insurers may dissect the details of an accident, seeking inconsistencies in your account or the evidence presented. Additionally, they may heavily rely on surveillance footage, medical records, or testimonies to undermine the severity of your injuries, implying you may be exaggerating your condition.

Another strategy involves delaying the claims process. By prolonging investigations or requesting extensive documentation, the insurer can frustrate you into accepting lower settlement offers to expedite the process. 

Furthermore, insurance adjusters are trained to offer initial settlements that are significantly less than what you may actually deserve, banking on the possibility that you lack the legal knowledge to negotiate effectively. 

Lastly, insurance companies may also leverage the complexity of legal terms and policies to confuse you, making it difficult to fully understand your rights and the potential compensation owed. Ultimately, this approach can severely diminish your financial recovery.